Inspired Life Counseling is not a preferred provider on any insurance panels,
this means your insurance considers Inspired Life Counseling and the therapists who provide services as "out of network."
You pay the full rate at the time of visit and then turn in a form we provide you for reimbursement to your insurance.
~
COURTESY BILLING.
This is billing your insurance provider as an out-of-network therapist.
Ask me if I've gotten set up when you reach out for a session. In the meantime, see below:
IF YOU DON'T PLAN TO USE INSURANCE, JUST SKIP TO THE BOTTOM OF THE PAGE
Helpful tips:
Before you come to your first session, call your insurance provider and ask if you have out of network benefits for psychotherapy. Ask them if you have a maximum number of visits, and if you need to meet your deductible in order to be reimbursed for services. Ask what your deductible is and how much you have left to pay. Lastly, ask the percentage you're responsible for.
For example: We have many clients who have a $500 deductible and their insurance won't kick in to help pay for sessions until they've first met their $500. That means they will pay the full rate for several sessions before getting any benefit from their insurance policy. Many insurance policies reimburse between 60-80% of the rate. Clients then have a choice of obtaining a Super Bill from me (a type of receipt that also has various insurance codes on it) and turning that into their insurance company - or depending on the insurance company, I can electronically submit the session to your insurance. I deny reimbursement from the insurance since my client has already paid me, so they send it directly to my client.
Either way, you pay my full rate at the time of the session and then wait for your insurance to reimburse you. It all depends on the person's insurance on how fast they get reimbursed, the % they are reimbursed, and if they have that benefit at all. Since every insurance company has multiple policies it's not possible for me to give a blanket statement here - it's really important for you to find that out or you might end up footing the bill altogether.
Rates
Rates for Jessica Wilkerson, LMFT:
$150 per 50 min session - Individual: adult or teen
(traditional talk therapy, EFIT & EMDR are the same session rate).
$150 per 50 min session - Couples/Marriage sessions using EFT
$170 per 50 min sessoin - Family Therapy
Rates for Terra Forristel, ASW - Jeremy Gregory, ASW - Austin Chase, ASW
$125/$100 per 50 min session - Individual: adult or teen
$125/$100 per 50 min session - Couples or Family Therapy sessions
ASW's provide a $25 discount for sessions paid at the time of service, discount will show up on final charge.
ASW's can submit claims for California Health & Wellness and Anthem Blue Cross MediCal as preferred providers.
EMDR: rate per 50 min session - however, some sessions will go longer than 50 min, and need to be budgeted accordingly.
*The typical EMDR session is 90 min long for the first handful of sessions of the deep work (the first five sessions, or so, is not deep work.
this means your insurance considers Inspired Life Counseling and the therapists who provide services as "out of network."
You pay the full rate at the time of visit and then turn in a form we provide you for reimbursement to your insurance.
~
COURTESY BILLING.
This is billing your insurance provider as an out-of-network therapist.
Ask me if I've gotten set up when you reach out for a session. In the meantime, see below:
IF YOU DON'T PLAN TO USE INSURANCE, JUST SKIP TO THE BOTTOM OF THE PAGE
Helpful tips:
Before you come to your first session, call your insurance provider and ask if you have out of network benefits for psychotherapy. Ask them if you have a maximum number of visits, and if you need to meet your deductible in order to be reimbursed for services. Ask what your deductible is and how much you have left to pay. Lastly, ask the percentage you're responsible for.
For example: We have many clients who have a $500 deductible and their insurance won't kick in to help pay for sessions until they've first met their $500. That means they will pay the full rate for several sessions before getting any benefit from their insurance policy. Many insurance policies reimburse between 60-80% of the rate. Clients then have a choice of obtaining a Super Bill from me (a type of receipt that also has various insurance codes on it) and turning that into their insurance company - or depending on the insurance company, I can electronically submit the session to your insurance. I deny reimbursement from the insurance since my client has already paid me, so they send it directly to my client.
Either way, you pay my full rate at the time of the session and then wait for your insurance to reimburse you. It all depends on the person's insurance on how fast they get reimbursed, the % they are reimbursed, and if they have that benefit at all. Since every insurance company has multiple policies it's not possible for me to give a blanket statement here - it's really important for you to find that out or you might end up footing the bill altogether.
Rates
Rates for Jessica Wilkerson, LMFT:
$150 per 50 min session - Individual: adult or teen
(traditional talk therapy, EFIT & EMDR are the same session rate).
$150 per 50 min session - Couples/Marriage sessions using EFT
$170 per 50 min sessoin - Family Therapy
Rates for Terra Forristel, ASW - Jeremy Gregory, ASW - Austin Chase, ASW
$125/$100 per 50 min session - Individual: adult or teen
$125/$100 per 50 min session - Couples or Family Therapy sessions
ASW's provide a $25 discount for sessions paid at the time of service, discount will show up on final charge.
ASW's can submit claims for California Health & Wellness and Anthem Blue Cross MediCal as preferred providers.
EMDR: rate per 50 min session - however, some sessions will go longer than 50 min, and need to be budgeted accordingly.
*The typical EMDR session is 90 min long for the first handful of sessions of the deep work (the first five sessions, or so, is not deep work.